Michael K. Onyekwere is a regulatory compliance professional based in the EU and a qualified common law solicitor. He holds an LLB and LLM in law and is CIPP/E certified by the IAPP – the standard credential for EU data protection. He has spent over ten years inside the compliance functions of Royal Bank of Scotland, Fidelity, TMF Group, and UnitedHealth, covering financial services, regulatory operations, corporate governance, and health data protection. He now runs Janus Compliance, advising teams on the EU AI Act and data protection, and writes the weekly Compliance Engineering newsletter on AI compliance for engineering and founder audiences.

On Trending Sheet, Michael writes about UK regulatory and financial decisions that hit households – FCA enforcement, HMRC tax rule changes, Ofgem decisions, ICO actions, Bank of England policy, and the way Westminster legislation translates into pound-and-pence impact at the kitchen table. His editorial commitment is plain: read the underlying regulation or release before the press summary, check the numbers against the source document, and tell readers what the headline left out.

The motivation is uncomplicated. Most household-money news is summarised once by a press officer, repeated across outlets, and printed without anyone reading the regulation it’s based on. Michael reads the regulation, then writes the piece.