Bio placeholder. The canonical bio for Michael Onyekwere is being written by Michael himself. Until that draft replaces this paragraph, articles should not ship under this byline. The technical pipeline supports it, but the editorial standard requires the bio to be Michael’s own words before any piece carries his name.

What goes here when the bio lands: a short paragraph in his voice describing the regulatory work he does day-to-day, why that lens matters for UK and Australian household-impact reporting, the kinds of regulation he routinely reads (FCA, HMRC, Ofgem, ICO, RBA, ABS), and the editorial commitment that every article under this byline is checked against the underlying regulation before publication.